First-Time Buyers
Low-down-payment loans, Texas down payment assistance programs and a step-by-step walkthrough so nothing catches you off guard.
Buy a Home in San Antonio With a Clear Plan.
First home, VA purchase, PCS move, land to build on or a Hill Country estate: Jay Dollente guides San Antonio buyers from preapproval to keys with honest home tours, written offer briefs and a timeline built around yours.
Who I Help
Every Kind of Buyer, One Standard.
VA & Military Buyers
$0-down VA loans, PCS moves to JBSA–Fort Sam Houston, Lackland, Randolph and Camp Bullis, and remote video tours from your current duty station.
Luxury Buyers
Alamo Heights, The Dominion, Terrell Hills, Boerne and the Hill Country, with detailed private tours and VA jumbo or conventional jumbo financing.
Land & New Construction
Lot due diligence, builder comparisons and construction-to-permanent financing for buyers who want to build.
Relocating to Texas
Licensed statewide, with The Rise Group's agents across the country to help you sell where you are now.
Move-Up Buyers
Buy and sell on the right timeline, with a seller net sheet and a plan for contingencies or a bridge loan.
The Process
From First Call to Keys.
- Step One
Strategy Call
Budget, must-haves, timeline and neighborhoods. You'll get a plain-English buyer agreement before any showing.
- Step Two
Preapproval
An introduction to lenders who close conventional, FHA, VA, USDA and DPA loans in San Antonio.
- Step Three
Tours
In person or by live video, with the details that cost money later pointed out on every walkthrough.
- Step Four
Offer to Keys
A written offer brief, negotiation, inspection, appraisal and closing coordinated start to finish.
Buyer Questions
Buying in Texas, Answered.
Do I need a buyer agreement to tour homes in Texas?
Yes. Under Texas law, an agent must have a written agreement with you before showing you a home. For a simple tour, it can be a short, non-exclusive agreement of 14 days or less. Jay walks you through it in plain English before the first showing.
How much do I need for a down payment in San Antonio?
It depends on the loan: $0 down with a VA or USDA loan, 3% for some first-time conventional buyers, 3.5% with FHA, and 5%–20% for most conventional and jumbo loans. Down payment assistance can cover part or all of it for qualifying buyers. Run your numbers.
Who pays the buyer's agent?
Compensation is negotiable and spelled out in your buyer agreement. In many San Antonio sales the seller still agrees to pay it, and if not, it can be negotiated into your offer as a seller concession. Jay explains your options up front so there are no surprises.
How long does it take to buy a home?
Plan on about 30 to 45 days from accepted offer to closing for a financed purchase, after preapproval and your home search. Military buyers can line this up around a report date, including closing remotely.
Can I buy land and build in the San Antonio area?
Yes. Jay helps you evaluate lots for utilities, septic, flood zones, deed restrictions and access, then connects you with builders and lenders who offer land and construction-to-permanent loans.
Start Here
Let's Find Your Home.
Tell me what you're looking for and when you'd like to move. I'll follow up personally with next steps and homes worth a closer look.
210-294-9040jayd@therise.group